Kendal Hartley & Associates, Inc. is your FHA certified appraisal company

Rest assured that Kendal Hartley & Associates, Inc. is an FHA-certified appraisal provider in Texas. If you have an FHA-insured loan, be sure to get with Kendal Hartley & Associates, Inc., as we are approved and qualified to produce FHA appraisal reports. A certain amount of the continuing training our staff at Kendal Hartley & Associates, Inc. undergoes deals strictly with comprehending the FHA's documentation and their rules and procedures.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your home loan is FHA insured, that means that it has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are built to aid low-to-moderate income purchasers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting capital to put down on a mortgage are helped the most from FHA loan programs.